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Mental Accounting Human Beings are unique individually but more often than not they behave in similar fashion when it concerns their personal finance decisions. There are some subtle observations that we have observed during our practice which is worth discussing and may have good learning points for our readers. a) Treating money differently based on […]
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Health Insurance is a sector which has a huge potential to grow exponentially in the coming years due to lack of any proper assistance from government and lack of penetration among the general masses. The organized sector – be it the public or private usually has group health insurance policies for their employees. However, depending […]
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Wedding Planning is important, but so is Financial Planning… Getting married is exciting but it brings added responsibilities along with joy and happiness. Suddenly ‘I’ becomes ‘WE’ and all decisions become joint decisions – be it personal, professional or financial. The financial decisions you make as newly married couple impact your financial future together. But […]
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Bancassurance which is one of the sales channels of both private as well as public insurance companies has posed serious problems for the bank customers who have blindly trusted all the promises and projections made by the bank representatives. With the entry of foreign and private banks into the personal finance sphere, the life insurance […]
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Mr. Suraj Sethia, an IT professional with a working spouse (also an IT Professional) was approached by a financial planner who offered to provide advice on his financial planning requirements. Mr. Sethia categorically mentioned that he did not want any advice since that advice would carry a charge/s. His answer was that he was getting enough tips and […]
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