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A standard query in any question and answer section is always to do with the selection of stocks or mutual funds and whether they should hold on or let go. But I have not heard any query related to an insurance portfolio. Sometime people ask about one or two policies which they have already invested […]
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It has been a fad for Financial consultants, Advisors, ( Financial Planners included ) to always suggest a combination of a diversified Mutual Fund SIPs and a Term Insurance in lieu of ULIPs. This combination, they feel, would be cost effective and ideal investment vehicle to create a corpus. While doing so, this also takes […]
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A family typically has various needs. A regular income & a house to live in alone is not enough. There are other needs like providing for good education & future needs to children, going for vacations and finally leading a financially secured retired life. The risk to the family arises when there are uncertainties in […]
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The purest form of insurance is term insurance. This covers the risk of death of the insured, so as to provide the dependents with a financial safety net. Inspite of the extreme importance of this kind of cover, it is a plan which is rarely sold by insurance agents. Why do you need term insurance? […]
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