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Bancassurance which is one of the sales channels of both private as well as public insurance companies has posed serious problems for the bank customers who have blindly trusted all the promises and projections made by the bank representatives. With the entry of foreign and private banks into the personal finance sphere, the life insurance […]
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Fraud is defined as “Deceit, trickery or breach of confidence, perpetrated for profit or to gain some unfair or dishonest advantage.” Whereas mis-selling is defined as “Ethically questionable practice of a salesperson misrepresenting or misleading an investor about the characteristics of a product or service. In an effort to make a sale to a potential […]
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Gone are the days when we used to stand in serpentine queues to withdraw money from our local savings bank accounts. Even though the procedure was cumbersome, it ensured that we estimated or budgeted the monthly cash requirement before we filled in the withdrawal slip so we could avoid the trouble of again standing in […]
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