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Assess the Risk Appetite Anil and Sunil are working in TCS as software engineers. Anil is 36 years old. Sunil is 52 years old and wants to take early retirement at 55 years. Their take home monthly salary is Rs.1.25 lakhs and Rs.2.00 lakhs, respectively. In order to assess their risk appetite, we need to […]
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Human psychology connects with SALE / OFFERS as cheap/ bargain buy and so we go bargain hunting and most of the times end up spending more than we had budgeted. As shoppers we all love this idea and so do the retailers be it Raymond, Nike, Dominos, Titan etc., a win-win situation for both and […]
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Since 2008 financial regulators have passed many regulations on product manufacturers, agents and advisors to prevent mis-selling. The idea behind all the regulations is to reduce or abolish commission in financial products, so that the agents do not get induced by the same and advise product as per the clients’ need. Every investor of ULIPs […]
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What comes to your mind when someone says RISK or this investment is risky? Risk for most of the people has only one meaning, losing the principal amount. In scientific language “Risk may be taken as downside risk, the difference between the actual return and the expected return (when the actual return is less), or […]
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I recently shifted my residence within the same locality. As I was rushed for time (due to my travelling schedules) I had only five days between the day I came back from an outstation visit and the day of the ‘grihapravesh pooja’. The packers and movers had to be organised and all the stuff had […]
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