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Whether you are on a family vacation or on a corporate trip, travel insurance is your crucial companion during the visit. Last month my friend visited the United States to attend his company’s annual conference. On the final day he lost his baggage but luckily he was still having his passport with him. The lost […]
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Human beings always search for security and it’s universal. The need for security varies from person to person but feeling of security comes from needs and wants. Sense of security gives us relief from fear and doubt. So civilization demands stabilization not only at present but also in future. If we see the history of […]
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Making a Health insurance claim is not as easy as buying the policy online with a few clicks. And the process becomes worse when your pre-authorisation form gets rejected which means that you can’t make a cashless claim but have to ask for the reimbursement later on. I personally have gone through many claim cases […]
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A top-up health insurance is an additional policy to the base standard policy. Top up policies can be issued either as individual or as floater policies. The top up policy comes into force only when the hospitalization expenses exceed the threshold limit of the base policy. This limit is called deductible. A deductible is that […]
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The Insurance Companies provides risk management solutions to its customers but the challenge now is to manage the risks faced by the Companies themselves. In the Banking sector, the formal risk management started with Basel Committee in the year 1974 to address the settlement risks faced by the Banks. It has been a long journey […]
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