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A Bank is an institution we all use. Most customers have also developed a fondness and trust in their banks and their bankers, over time. So, apart from the usual banking, customers also borrow money for buying a home, buy gold coins, source insurance, Mutual fund schemes, NCDs etc. Universal banking as it is called […]
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Active investing means picking up stocks based on a belief that your selections will give better returns than the overall market returns. Passive investing does not involve selection of individual stocks. It mimics particular select indices and is expected to give returns as per the indices, neither more nor less. It has been a long […]
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Often we hear a conversation amongst youngsters that if it’s too early for them to do financial planning. They think that since they are in the nascent stage in their career and have not accumulated enough money yet, what financial planning can be done for them? According to them, Financial Planning is for people who […]
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After the recent budget in July this year, a lot of investors are quite mindful of whether they should still invest in debt mutual funds given the changes in tax treatment that were announced with regards to debt mutual fund schemes. As per the new tax rules for debt mutual funds, if you hold an […]
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We have preset notions in our mind about how majority of things and events should pan out at various stages of our life such as education, marriage, lifestyle, income sources, charities, retirement plans etc. As in other things of life, there surely would be exceptions to these thoughts too. In the field of Personal Financial […]
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