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In general Mis-selling can be defined as “The ethically questionable practice of a sales person misrepresenting or misleading a buyer about the characteristics of a product or service.” In the financial service industry this could include the sales person not disclosing certain facts about an investment which could change the judgment of investor. Although mis-selling […]
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Lakshmi, 63 a resident of Kochi, retired a few years back from a semi govt job. She had lost her husband sometime before retirement, who was into business and had encouraged her to study and work when the social structure around was not supportive. She had two kids, daughter Shreya, settled in Dubai and the […]
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Why do you invest in a mutual fund ? There are three main reasons i) Professional Management ii) Portfolio Diversification & iii) Low transactional cost. Out of the three, portfolio diversification is a key benefit that aims to reduce risk for the investors. In reality, by investing in diversified equity schemes, do you get the […]
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How we spend our money can help determine our lifestyle. The spending habits start building up as we move from a student life to the corporate world. As we go through different life stages our expenses tend to increase. Our behavior during these moments can define our financial future. If we are habitual of making […]
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You may be contemplating to quit your job. But it’s not an easy decision as it will have a huge impact on your personal as well as financial life so don’t make hasty financial decision that turn out poorly. It does not mean that you are not intending to work but you think you want […]
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