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The most common way of investing is to look out for new products in the market and buy what everyone else is buying. When there is a new product which is heavily advertised or aggressively pushed by intermediaries, people get curious about it. If their friends are investing in it, they want to do the […]
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I had fixed up a Friday evening appointment with the Nair’s family at their residence, for providing a brief introduction and presentation on Financial Planning. Mr. Nair kept his word of arriving home early as he smilingly opened the door and let me in. After the initial introduction Mr. Nair gestured at me to go […]
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Last week I met one of my good friends, Raman, who works as a marketing head in a fast moving good company (FMCG). He was very tense and planning to switch his job. His main cause of worry was his finances, which he came to discuss with me. I was amazed to learn that even […]
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Few days back, I was discussing with one of my friends how education expenses of our children have risen in the last five years. He narrated an incident of his colleague who has two children. For the first child he paid Rs 10,000 per annum for playschool expense four years back. Now his second child […]
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What we are earning for? Why do we want to save? Why do we need our money to grow? All these and many such kind of questions don’t need any answer. Obviously, we are earning for ourselves and our family. We want to save for rainy days, to provide the best education to our children. […]
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