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A lot has been said and written about the fact that before investing in stock market or equity linked products one needs to assess one’s risk taking ability and measure the so called “Risk Tolerance” levels. This helps in identifying whether an investor is “Risk Averse “or “Risk Tolerant”. Risk averse investors would be categorized […]
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Setting Goals is the most important aspect in financial planning, as it sets our target for which we have to arrange our resources. But this is the most confusing and difficult task for many. When I ask people to write down their goals, many write as: big house, big car, super education for kids, exotic […]
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Procrastination is a habit and habits die hard. The dictionary meaning of procrastination is ‘to delay or to postpone action’. Most of us, sometime or the other procrastinate or delay doing things and only a few of us actually agree or realise. However if we take an example, it shall positively communicate, most of our […]
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Recently I was talking to a client who was approaching retirement – both of his parents are alive. To my question, “Do your parents stay with you?”, he politely replied, “No, we stay with our parents”. This one line created a lot of respect for the client; but the question is, will we be that […]
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Slow and steady wins the race , they say. But the tortoise, which vanquished the hare in breasting the tape, in Aesop’s fables, is not everybody’s idea of a winner. Like the hare, many sleep through their working lives. They wake up one day and decide to do something about the lost moons. When they […]
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