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A budget is a very effective tool for managing your personal finance. It analyzes your cash flows and makes you aware of your lifestyle expenses. A great amount of discipline can be inculcated in your financial life if you follow it on a regular basis. Still most people find it difficult to follow any kind […]
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It is an interconnected world. What is happening in the west has a bearing on the rest. That is very evident in our line – Financial Planning. The meltdown in 2008 has resulted in the regulators looking askance, at all financial service players. Though Financial Planners were in no way involved or contributed to the […]
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Risk profile is a notion mostly used in the field of investment. Financial analysts have propagated that you should invest your money as per your risk profile. But as an investor is it right to take investment decisions based on risk profile ? Let’s first understand what is a risk profile. Risk profile is an […]
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After a lot of deliberations, Sanjeev had enrolled for financial planning services for drawing out a comprehensive financial plan for his family. After several rounds of meetings and data sharing the plan was ready and Sanjeev was extremely pleased with the work done by his planner. Since the implementation was to be done by the […]
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A Ponzi scheme is a fraudulent investment operation that pays returns to its investors from their own money or the money paid by subsequent investors, rather than from profit earned by the individual or organization running the operation. The scheme is named after Charles Ponzi, who became notorious for using the technique in 1920 in […]
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