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Money cannot buy everything, but it can sure make life easier. If cashflows are in place, retirement becomes very comfortable. For a financially independent person, it will be very difficult to be able to adjust becoming dependent on someone after retiring from work. Besides there are other issues to be dealt with. Retirement brings lot […]
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The banks have moved to a new base rate system. This is to make the lending rate more transparent. Also, the changes in lending rates are passed on to the client. Erstwhile Prime Lending Rate ( PLR) had been opaque and much of the lending were happening below this rate, in any case. Also, the […]
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The only thing which emerges before us on hearing the word Disease is Pain, dysfunction and discomfort. Till now, you have been hearing of Medical Diseases, but have you heard of Financial Disease? Medical diseases affect the body of a person and cause dysfunction and distress. On the other hand ‘Financial Diseases’ affect the mind […]
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Finding financial advisors or sales representatives who call themselves advisors, is easy. They are seemingly on every street corner. More than 50 Lakh people in India sell investment and insurance products. The low entry barrier for selling the financial products has ensured that anyone at all can become an advisor. The basic expectation from an […]
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We all have heard of Shylock from The Merchant of Venice, one of Shakespeare’s work classified as a comedy. But, at least in between, when Shylock insists that Antonio repay the debt he is unable to pay, with a pound of flesh, it is more tragic than comical. There is a happy ending when the […]
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