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Sunil had availed a floating rate housing loan from SBI during the year 2008 at 8% interest. Now the rate has increased to 11%.The EMI has increased from ` 26,000/- per month to `34,000/-. He is struggling to manage his budget and nearing default on repayment. He is very much worried, now-a-days. In case he […]
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A Financial planner prepares a financial plan to help his clients achieve their goals. To accomplish financial goals, means that there is sufficient money available at the required time to meet that financial commitment. In other words we can say financial planning helps in having the required sum of money when needed. For we all […]
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“I want to give my son the best education. I want him to go to US for graduation and post-graduation”, gushed Govindan. Hari, his son was in 7th standard and obviously the apple of his eye. Govindan had put him in an International school and was paying close to Rs.2 Lakhs per annum. Govindan could […]
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What comes to your mind when someone says RISK or this investment is risky? Risk for most of the people has only one meaning, losing the principal amount. In scientific language “Risk may be taken as downside risk, the difference between the actual return and the expected return (when the actual return is less), or […]
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I have been watching my child’s activities since he was two. Most of the time, he would copy me. When I talk on phone he also puts the mobile on his ears. Similarly when I buy something he likes to pay the shopkeeper, since he has seen me doing the same. A little grown up, […]
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