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A top-up health insurance is an additional policy to the base standard policy. Top up policies can be issued either as individual or as floater policies. The top up policy comes into force only when the hospitalization expenses exceed the threshold limit of the base policy. This limit is called deductible. A deductible is that […]
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There are various milestones which we achieve in our lifetime. Each of these bring some changes in our priorities and financial requirements. To accommodate these changes and move ahead to achieve the goals you have identified, one has to prepare well ahead. Sometimes the change may require a big financial support to proceed further in […]
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There are many myths about personal finance. The reason I say they are myths is because it’s always not true what we think it is. It’s perceived to be true. ‘Mutual Fund investments are risky.’ ‘FD is a safe investment’. ‘Gold is a safe investment’. ‘Never ever invest in stocks.’ ‘Real Estate is The Best […]
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A lot has been said and written about the fact that before investing in stock market or equity linked products one needs to assess one’s risk taking ability and measure the so called “Risk Tolerance” levels. This helps in identifying whether an investor is “Risk Averse “or “Risk Tolerant”. Risk averse investors would be categorized […]
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Gold is the in thing today as a safe haven for most investors with continuous appreciation for many years as against a negative or negligible return from equities. However in the recent budget the finance minister has introduced a speed breaker in the former story and given an incentive for the later. Of the many […]
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