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Financial resolutions
  • January 11 2013

10 simple financial resolutions that will make you richer in 2013

Resolutions are usually not worth the piece of paper they are written on. One makes them and quite promptly pushes them aside when real life intrudes. The usual excuses apply – it is not possible to continue doing this, I do not have the time, it costs too much money etc. However here are some […]

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  • January 9 2013
  • Admin FPGI

Financial leverage in real estate

As a part of the financial planning process I was analysing some financial facts of my client. He, a salaried executive, worked hard and made it to senior corporate ranks in 17 years of his career. Like many others in National Capital Region, he too resorted to adding multiple properties to his investment portfolio. He […]

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Financial planning – A simple way
  • January 7 2013

Financial planning – A simple way

” The success of life is not in creating wealth but in completing financial goals successfully ” As we are at the next step of financial planning after tax saving, now it is important to look at our cash flows. Financial planning is about streamlining cash flows towards achieving your financial goals. The foremost important thing which we should […]

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Habits of success
  • January 5 2013
  • Hemant Beniwal

7 Habits to achieve financial success

Steven R. Covey was one of the most respected business writers, he passed away this year (16th July) but he left a treasure of wisdom that will drive mankind in the right direction for generations to come. He wrote a self-help book “The 7 Habits of Highly Effective People” in 1989 which features in the […]

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Can personal finance websites replace financial planners
  • January 4 2013
  • Subhabrata Ghosh

Can personal finance websites replace financial planners ?

Mr. Suraj Sethia, an IT professional  with a working spouse (also an IT Professional) was approached by a financial planner who offered to provide advice on his financial planning requirements. Mr. Sethia categorically mentioned that he did not want any advice since that advice would carry a charge/s. His answer was that he was getting enough tips and […]

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