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  • March 29 2013
  • Steven Fernandes

Check sub limit conditions before you buy health insurance

When Mrs. Radhika sheth was diagnosed with Kidney stone ailment, she was advised laser treatment by her doctor and she promptly took an appointment with the referred hospital for undergoing the procedure. Just 2 days prior to the admission, Radhika gave details of her health insurance policy to the TPA desk for availing cashless treatment […]

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  • March 29 2013
  • Steven Fernandes

Good Money habits we can learn from our parents

Mr.Rajesh Iyer(37) has fond memories of his childhood days when his father was the only earning member in his family of 4 siblings. His mother was a homemaker and was supposed to take care of the children and the kitchen. Rajesh still doesn’t know how much his father used to earn but he vividly remembers […]

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Equity
  • March 17 2013
  • Chetan Bhatia

Equity – a concern or an opportunity

Off late investors are concerned about the basis of continuing the allocation to equity, even for their long term goals like retirement, child education or marriage which are more than ten years away. For the last few years the news headlines speak only about volatility or some new challenges on the economic front like the […]

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Stress Test in Personal Finance
  • February 26 2013
  • Manikaran Singal

Stress Test in Personal Finance

You must have heard of “Stress Test” carried on American and European banks during the 2009 crisis which brings out the reality on under-capitalisation of banks and how prepared they are to face unfavourable economic scenario. As per Investopedia, bank stress test is an analysis conducted under unfavourable economic scenario which is designed to determine […]

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Synchronize goals
  • February 20 2013

Synchronize year-end investments with goals

It’s the time of the year when individuals rush to sign up policies or do investments which have no direct link to their financial goals but more to do with saving taxes. Insurance agents get on a calling spree to sell their products, be it life insurance to get you exemption under section 80C or […]

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