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All posts by Manikaran Singal

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  • December 10 2012
  • Manikaran Singal

Birla Sunlife Recurring Savings plan review

When Birla Sunlife launched a product with name recurring savings plan, on the face of it looks like a different and new product. But when you check this out in detail you will find that it’s like any other Systematic Investment Plan. The main difference is that it is available with optional “Free Life insurance […]

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Spreading the income – Golden Rule to save tax
  • November 14 2012
  • Manikaran Singal

Spreading the income – Golden Rule to save tax

Saving Taxes has always been  a priority area for any tax payer. Even from a Financial Planning perspective, taxes are treated as a hole in Investors pocket which increase the outflow thus reducing the surplus. But good news is that a lot of tax saving is possible through proper tax planning, within the provisions of […]

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  • October 1 2012
  • Manikaran Singal

How to improve your credit score

How irritating and annoying is this for someone who is earning a decent salary, working with one of the best employers of the world and that too at a senior level, to see his loan application get rejected. Unbelievable!! Isn’t it?? But it actually happened with one of my good friends. The reason quoted by […]

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  • August 29 2012
  • Manikaran Singal

Health insurance claim

Making a Health insurance claim is not as easy as buying the policy online with a few clicks.  And the process becomes worse when your pre-authorisation form gets rejected which means that you can’t make a cashless claim but have to ask for the reimbursement later on. I personally have gone through many claim cases […]

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  • July 27 2012
  • Manikaran Singal

Beware of “Me too” Financial Planners

Gone are the days when people get mislead and mis-sold with a particular investment/insurance product or a money multiplier instrument. With regulators getting strict on the financial advisory front and stressing on the financial literacy of consumers, sellers have come up with a new concept of selling which is called “Financial Planning”. Yes, financial planning […]

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