Reviewing your Insurance Portfolio

Posted by on Feb 2, 2011 in Insurance | 0 comments

A standard query in any question and answer section is always to do with the selection of stocks or mutual funds and whether they should hold on or let go. But I have not heard any query related to an insurance portfolio. Sometime people ask about one or two policies which they have already invested or are planning to invest in but no one is concerned about their complete insurance...

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ULIPs Vs Term Insurance + MF SIP Combo – A Psychological Approach

Posted by on Jan 11, 2011 in Insurance | 0 comments

It has been a fad for Financial consultants, Advisors, ( Financial Planners  included )  to  always suggest a combination of a diversified Mutual Fund SIPs and a Term Insurance in lieu of ULIPs.  This combination, they feel, would be cost effective and  ideal investment vehicle to create a corpus. While doing so, this also takes care of any contingency by way of a life cover. There are a lot...

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Covering the risks for the family through Term Insurance

Posted by on Nov 18, 2010 in Insurance | 1 comment

A family typically has various needs. A regular income & a house to live in alone is not enough. There are other needs like providing for good education & future needs to children, going for vacations and finally leading a financially secured retired life. The risk to the family arises when there are uncertainties in meeting any of the needs. Inflation, high cost of education, increase in...

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Term Insurance

Posted by on Sep 1, 2010 in Insurance | 0 comments

The purest form of insurance is term insurance. This covers the risk of death of the insured, so as to provide the dependents with a financial safety net. Inspite of the extreme importance of this kind of cover, it is a plan which is rarely sold by insurance agents. Why do you need term insurance? In economic terms, the value of human life is equivalent to the amount of money it generates for the...

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