Don’t Place all your Eggs in the ‘Property’ Basket

Posted by on Jan 9, 2012 in Real Estate | 1 comment

In September this year, I met Deepak and Saloni – a DINK (double income, no kids) couple – who wanted my financial planning services. This young couple earned well, but had parked all their investments in one asset class – property. They had a portfolio of five houses, a term plan, a mutual funds portfolio worth a few thousands and some shares. We started discussions  0n  financial...

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Investment in Real Estate

Posted by on Jul 15, 2011 in Real Estate | 0 comments

Nowadays everyone is talking about investing in real estate.  They look at their friends or relatives who bought a flat two years ago… “Aur abhi rate double ho gaya, kitna smart investment tha yaar!!” It’s very true that in India real estate sells like hotcakes. If you are looking for buying a property you may either be buying it for residential or commercial use or you may be...

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Realty Check

Posted by on May 23, 2011 in Real Estate | 0 comments

“This is the only investment vehicle where the value never goes down” said one of my client’s as he withdrew all the money lying in mutual funds, which he had saved for his retirement. In the last six months I have seen many people withdrawing their investments out of mutual funds and stocks, calling them speculative assets, from bank fixed deposits calling it a low yielding product and...

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Buy or Rent a House? What should you do

Posted by on Dec 16, 2010 in Family Finances | 0 comments

When you are traveling from your home to office in Delhi/NCR, you can view big hoardings almost every km. The hoardings will show the new 1-2-3 BHK apartments from a real estate developer waiting for you to move in. The moment you see these hoardings, your emotions get stirred you think “Why the hell am i living on rent when so many options are available. Why not buy one and live...

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Buying a house? Personal, Professional & Financial Aspects

Posted by on Dec 12, 2010 in Family Finances | 2 comments

Home is a place where you would like to unwind, relax and enjoy yourself. For most of us, buying a home is a lifetime achievement and buying a dream home is even a bigger one. Buying a house, more than being an emotional decision, is a major financial decision having long term financial impacts. Buying a house can be one of the most expensive expenditures of your life. Hence it is imperative that...

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