Give a Financial Planning Approach to Your Savings
My friend Krish raised a query to me-“Jitendra, I am able to save Rs 5000 monthly but not able to decide where to invest”. The query was almost the same I receive from most of the investors where lot of confusion can be seen in deciding on investing. With so many investment avenues to analyze, investing hard earned money becomes a very complex exercise. It sometimes results in investment...
Read MoreUnderstanding Mutual Fund Factsheets- Part 3
In the earlier parts of this series, we have had a look at how to understand factsheets pertaining to equity mutual funds. Let us now look at the other side, the debt funds. Debt being a separate asset class has different measurable parameters for judging risk and return. Let us first understand what is a debt product? A debt product means there is a person who loans money and a person who...
Read MoreUNDERSTANDING EQUITY … THE KEY TO RETURNS
Human psychology connects with SALE / OFFERS as cheap/ bargain buy and so we go bargain hunting and most of the times end up spending more than we had budgeted. As shoppers we all love this idea and so do the retailers be it Raymond, Nike, Dominos, Titan etc., a win-win situation for both and the retailers do it so effectively to make it irresistible. Now it’s a part of life, year on year,...
Read MoreUnderstanding gears in investment vehicle
Do you know that investment products are called Investment Vehicles as well? The reason is that vehicles takes you from Point A to Point B; so as Investment products take you from where you are today to where you want to be tomorrow, in terms of your financial goals. They are meant to make sure that you reach your financial destination or in other words you reach your targeted goals. For...
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