Tips to rent the perfect house

Posted by Hemant Beniwal on Jan 28, 2011 in Family Finances | 0 comments

There are more tenants than the landlords. And if you have had an experience of living on rent, the itch must have occurred. You must have you had an exchange of words with your landlord over maintenance, or some other issue. That is the very reason people are always on the lookout for a new roof, even though they are financially not prepared. Through this article we will help you take the...

Understanding “Loan To Value” in your home Loan

Posted by JITENDRA P.S. SOLANKI on Jan 26, 2011 in Family Finances | 0 comments

Rajeev lost his job recently and his immediate worry is home loan EMI of Rs.15,000. For a person with an annual salary of Rs.3.0 lakh, this is a huge burden. He is having sleepless nights. He has cut his household budget to minimum and savings have been reduced too. Where did Rajeev go wrong? Initially, when he approached banks for financing his house, he was offered 75% finance. He was not able...