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All posts by Suresh Kumar Narula

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Debt Fund Risk
  • May 26 2017
  • Suresh Kumar Narula

Debt Funds are Risky Too – Understanding Debt Fund Risk

Many investors would be cheering those who had already invested in debt mutual fund schemes over the past year. They would have earned good returns, thanks to demonetisation of old Rs 500 and Rs 1000 notes initiated by the Government of India. The day after the demonetisation move was announced, many expected interest rates will […]

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Quit Your Job
  • December 3 2014
  • Suresh Kumar Narula

Want to Quit Your Job? Put a plan in place

You may be contemplating to quit your job. But it’s not an easy decision as it will have a huge impact on your personal as well as financial life so don’t make hasty financial decision that turn out poorly. It does not mean that you are not intending to work but you think you want […]

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  • June 13 2014
  • Suresh Kumar Narula

Not investing in equities for the long term?

We are the nation of fixed income investors. Most proportion of financial savings and investments of Indians are in fixed income avenues as dominated by bank deposits and various government small savings schemes like PPF and National Savings Certificates (NSC).   But we should know that the scope of gains is sharply limited in fixed income […]

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Reverse Mortgage Loan- a last resort retirement plan!
  • March 31 2013
  • Suresh Kumar Narula

Reverse Mortgage Loan- a last resort retirement plan!

We need to understand that we have limited resources and surpluses available month after month but our goals are multiple.  We try to achieve our major financial goals of education, marriage, home, car etc. in the life with them. Whenever we find there is not enough surpluses and is not possible to fund other major […]

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Tata AIA Life Insurance Suraksha Kosh
  • January 21 2013
  • Suresh Kumar Narula

Review of Tata AIA Life Insurance Suraksha Kosh

Tata AIA Life presents a comprehensive health and life protection solution, Tata AIA Life Insurance Suraksha Kosh, a non participating unit linked endowment Insurance plan that provides, not just life but adequate protection for one’s financial goals against the “Risk of living post a major illness or surgery” . It is a plan with inbuilt critical […]

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