10 simple financial resolutions that will make you richer in 2013
Resolutions are usually not worth the piece of paper they are written on. One makes them and quite promptly pushes them aside when real life intrudes. The usual excuses apply – it is not possible to continue doing this, I do not have the time, it costs too much money etc. However here are some very simple and effective financial resolutions that aim at making you richer. 1. I will increase my...
Read MoreWhat are the top 3 goals in an investor’s life ?
I know this is a tough nut to crack but let’s try. If you were asked which were the top 3 financial aspirations in your life, what would they be ? The answer depends on people to people and obviously it cannot be the same for all. It depends on where the person is placed in his life financially; how many goals he has already saved for; what goals are more important for him and other factors. A...
Read MoreIDFC Premier Equity Mutual Fund review [infographic]
Here is a infographic review of IDFC Premier Equity Mutual Fund from IDFC fund house. IDFC Premier Equity Mutual Fund is a mid and small cap mutual fund with a very very good performance consistently over the past years. It was launched in 2005, so obviously it has demonstrated its “premier” performance in the ups and downs of the stock market. Benchmarked against BSE 500, it has...
Read MoreMoney means different things to different people
It is human tendency to take things easy in life. How we wish we were born with a golden spoon and lots of money and did not have to work, to earn our daily livelihood. The easy availability of money makes one laid back when it comes to understanding its importance and using it prudently. In fact, a person who comes from a basic humble upbringing, values money more than a person who is born in...
Read MoreThe importance of reviewing your financial plan
Imagine you and your family decide to go out on a picnic. It is something which your spouse and children have been asking for a long time now. You zero down on a weekend, pack your bags with food and other belongings and begin to drive down the long road to your weekend getaway. Since this is your first trip in this new direction, you clock your drive and within 2 hours you think you have reached...
Read MoreThe biggest personal finance lesson from the fall of Rajat Gupta
Everything that goes up comes down as well. While that is true mostly in the stock market world, when applied to human beings, it is sometimes hard to digest the consequences. The world must have been shocked to read about the conviction of Rajat Gupta, a former Goldman Sachs board member who leaked secrets to his business friend and hedge fund manager: Raj Rajaratnam, founder of the Galleon...
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