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Every ‘New Year’ brings in a lot of joy, excitement, freshness and hope. Past is forgotten and fresh start is made. New Year resolutions are self commitments in the hope of living a better life. The resolutions like living healthy, reducing stress or spending more time with the family show the importance of various aspects […]
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A Financial planner prepares a financial plan to help his clients achieve their goals. To accomplish financial goals, means that there is sufficient money available at the required time to meet that financial commitment. In other words we can say financial planning helps in having the required sum of money when needed. For we all […]
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Easy availability of home loans has accelerated the process of owning your own house. Nisha and Rishi have bought their house three years back. It was a smooth sailing and the home loan to them was Rs.37,286 as EMI, to be paid for next 20 years. With the expected salary raises, the amount could have […]
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A family that eats together, prays together, always lives together! Let’s add one more line ‘A family that discuss money matters together, lives together’. Since a lot of people still believe in the older version of the adage families are hardly involved in the financial decision making. Following could be the few reasons for non […]
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Investors normally are under the impression that debt instruments are safe and there are no risks involved in investments in debt instruments. They believe that it is only equity investments that are risky. The fact is that debt instruments are also risky and in this article we will talk about a few of the risks […]
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